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-> Tariff
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->
Feature
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S.
No. |
Particulars |
Charges/Tariff
|
|
1. |
Finance
Charges |
2.95%
P.M.
|
|
2. |
Cash
advance charges |
2.50%
on advance amount (Min.Rs.250) |
|
3. |
Late
payment charges |
30%
of Min. o/s amount subject to
Min. Rs.300 and Max.Rs 600 |
|
4. |
Over
limit charges |
5%
of over limit Min. Rs 300 &
Max. Rs. 600 |
|
5. |
Cheque ret. charges |
Rs. 250/-
|
|
6. |
Non
Raj Bank ATM access charges |
Rs. 100/-
|
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7. |
Duplicate
statement charges (over 3months
|
Rs. 100/-
|
|
8. |
Charge
slip request |
Rs. 200 /-
|
|
9. |
Foreign
Currency Transaction |
3.50%
|
|
10. |
Out
station cheque collection charges |
1%
of cheque amount Min. Rs.100/-
|
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Top
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|
Type of
Cards and their features |
| |
|
Feature/Facility |
Silver
Card
|
Gold
Card
|
|
Eligibility
- minimum gross annual income
(Rs.). |
Rs.1,00,000/-
|
Rs.. 2,00,000/-
|
|
Rate
of Interest for general
customers (per month) |
2.95%
|
2.95%
|
|
Free
grace period in days |
45
|
45
|
| Annualized
Percentage Rate(APR) |
41.75
|
41.75
|
|
Credit
shield |
20,000
|
30,000
|
|
Hospitalization
Expenses cover |
Nil
|
50,000
|
|
Baggage
Insurance Rs. |
Nil
|
15,000
|
|
Purchase
Protection Rs. |
20,000
|
40,000
|
|
Basis
for fixing of Credit limit |
25%
of gross annual income
|
|
Cash
Advance Limit |
30%
of Credit Limit
|
|
Balance
Transfer (Rate of Intt.
for initials 6 months)
|
1.69%
|
1.59%
|
|
Min.
Repayment
|
5%
of outstanding Amt. (Min.
Rs.100)
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Copyright
© 2000 The Bank Of Rajasthan Ltd.
All rights reserved.