|
Statement
Date : 03.02.07
|
|
Txn. Date
|
Details
|
Amount
|
|
Debit
|
Credit
|
| 05.01.07 |
Veg - Bazar |
2000.00
|
|
| 07.01.07 |
Cash Withdrawal |
5000.00
|
|
| 07.01.07 |
Cash Withdrawal Fee |
250.00
|
|
| 30.01.07 |
Cash Payment |
|
1000.00
|
| 03.02.07 |
Interest Charges |
130.93
|
|
| 03.02.07 |
Service Tax |
47.08
|
|
| |
TOTAL |
7428.01
|
1000.00
|
Total
Amount Due : Rs. 6428.01
Minimum Amount Due : Rs. 321.40
(5% of total amount due)
CALCULATION
OF CHARGES
Transaction Details from 03.01.07 to 02.02.07
Statement Date : 03.02.07 Due Date : 18.02.07
1. Interest on cash withdrawal Rs.5000 for
27 days from 07.01.07 to 02.02.07 @2.95%
= Rs. 130.93
2. Service Tax at prevailing rate @12.36%
of Rs.(250 + 130.93) = Rs.47.30
Cash withdrawal charges @2.50%
Minimum Rs.250 (BOR ATM)
|
|
Statement
Date : 03.03.05
|
|
Txn. Date
|
Details
|
Amount
|
|
Debit
|
Credit
|
| |
Previous Balance |
6428.01
|
|
| 10.02.07 |
BBB Cafe |
2000.00
|
|
| 16.02.07 |
Chq. Payment |
|
1000.00
|
| 03.03.07 |
Interest Charges |
251.82
|
|
| 03.03.07 |
Service Tax |
31.12
|
|
| |
TOTAL |
8710.95
|
1000.00
|
Total Amount Due : Rs. 7710.95
Minimum Amount Due : Rs. 385.54
(5% of total amount due)
CALCULATION OF
CHARGES
Transaction Details from 03.02.07
to 02.03.07
Statement date : 03.03.05 Due Date : 18.03.05
1. Interest on cash withdrawal Rs.5000 for 28
days from 03.02.07 to 02.03.07 @ 2.95% = Rs. 135.78
2. Interest on Rs.2000 for 25 days 05.01.07 to
29.01.07 @2.95% = Rs.48.49
3. Interest on Rs.1250(2000+250-1000) for 17 days
from 30.01.07 to 15.02.07 @2.95% = Rs.20.60
4. Interest on Rs.428.01(250+130.93+47.08) for
15 days from 16.02.07 to 02.03.07 @2.95% = Rs.6.22
5. Interest on Rs.2000 for 21 days from 10.02.07
to 02.03.07 @2.95% = Rs.40.73
Total Interest = (135.78+48.49+20.60+6.22+40.73)
= Rs.251.82
Service Tax on Rs.251.82 @12.36% = Rs.31.12
|
|
Statement
Date : 03.02.07
|
|
Txn. Date
|
Details
|
Amount
|
|
Debit
|
Credit
|
| 07.01.07 |
Provisions Store |
1670.60
|
|
| 10.01.07 |
R B stores |
3000.00
|
|
| 15.01.07 |
Food-In restaurant
|
930.00
|
|
| |
TOTAL |
6600.60
|
|
|
Total Amount Due : Rs. 6600.00
Minimum Amount Due : Rs.
330.00
(5% of total amount due)
Statement Date : 03.02.07
Due Date : 18.02.07
|
|
Statement
Date : 03.03.07
|
|
Txn. Date
|
Details
|
Amount
|
|
Debit
|
Credit
|
| 17.02.07 |
Provisions Store |
1370.60
|
|
| 21.02.07 |
Cash Payment |
|
6600.60
|
| 03.03.04 |
Interest |
233.79
|
|
| 03.03.07 |
Late Payment
charges |
300.00
|
|
| 03.03.07 |
Service Tax |
71.37
|
|
| |
TOTAL |
1975.76
|
6600.60
|
Total Amount Due : Rs. 1707.68
Minimum Amount Due : Rs. 100.00
(5% of total amount due or Rs.100, whichever is
minimum)
CALCULATION OF
CHARGES
Transaction Details from 03.02.07
to 02.03.07
Statement Date : 03.03.07 Due Date : 18.03.07
1. Interest on Rs.1670.60 for 45 days from 07.01.07
to 20.02.07 @ 2.95% = Rs. 72.91
2. Interest on Rs.3000.00 for 42 days from 10.01.07
to 20.02.07 @2.95% = Rs.122.20
3. Interest on Rs.930.00 for 37 days from 15.01.07
to 20.02.07 @2.95% = Rs.33.37
4. Interest on Rs.1370.60 for 4 days from 17.02.07
to 20.02.07 @2.95% = Rs.5.31
Total Interest = (72.91+122.20+33.37+5.31)=Rs.233.79
Note : Late payment is charged to the account
because the cardmember has made the cash payment
on 21.02.07, which is three days after the due
date.
Interest Calculation method :
(Outstanding amount x 2.95% pm x 12 months x no
of days ) / 365
|
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