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Bancassurance

LIFE INSURANCE BUSINESS:

Bank has made referral arrangements with the M/s AVIVA Life Insurance Co. for distribution of their life insurance products through network of our branches since January, 2008. The product is available at all the branches across the country.

For further inquiry, please visit to our nearest branch.
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GENERAL INSURANCE BUSINESS:

The Bank has made tie-up arrangement with the United India Insurance Company Limited for distribution of their general insurance products through network of its branches.

For further inquiry, please visit to our nearest branch.
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RAJBANK AROGYANIDHI MEDICLAIM POLICY:

Bank is marketing RAJBANK AROGYANIDHI MEDICLAIM POLICY specially designed for the customers of the Bank by The United India Insurance Co, Ltd, The policy which is a unique policy is available at a nominal premium having extraordinary features, some of which are as under:

  1. This is a standard Group Medical policy subject to Floater condition.
  2. Policy extends coverage for :
    • UNDER PLAN A : 4 members i.e. 1+3. Account holder, spouse and two dependent children.
    • UNDER PLAN B : Account Holder, spouse, two dependent children & dependent parents.
  3. If the insured is having third child, they may take separate Medi claim policy covering third child that are available with United India.
  4. Account holders may cover dependent parents under Plan B on payment of required Premium under plan B. For any other dependents also, they may take separate Medi claim policies that are available with United India
  5. As per understanding the son is dependent on the father until he attains 21 years and daughter until she attains 25 years or marriage, whichever is earlier.
  6. Dental treatment is not covered at all either due to accident or disease, either as out-patient or Hospitalization. Except this condition, the policy is similar to Group Mediclaim Policy.
  7. Maximum age limit for joining the scheme for the first time is 65 years and subsequent renewals is up to 80 years.
  8. The maximum amount of cover available per family is Rs. 5,00,000/- with a minimum of Rs. 50,000/- on floater basis and in multiples of Rs. 50,000/-.
  9. Pre existing diseases are covered from 4th year onwards subject to 3 claim free years without break.

Additional Benefits

  1. Reasonable Ambulance charges not exceeding Rs. 1,000/- within overall sum insured per policy period.
  2. Hospital Cash (out of pocket Exp.) up to Rs. 1,000/- to parents in case of hospitalization of children upto 12 years of age (It is part of total sum insured under the policy).
  3. Cost of health check up- 1% of average sum insured after completion of three claim free years without break.
  4. Funeral expenses for a maximum amount of Rs. 1,000/- in case of insured donating eye(s), subject to illness/accident claim admitted under the policy. (This amount will be reimbursed over and above the sum insured opted).
  5. Maternity Benefits and baby care –5% of sum insured opted by the insured under the scheme (waiting period is 9 months and inpatient exp. upto the period of 90 days from the date of birth).
  6. Reimbursement of admitted claims for all medical/ surgical treatments undertaken in Nepal/ Bhutan in Indian currency.
  7. Personal accident (optional) death benefits to insured (100%) of sum insured spouse (50%) of sum insured), children above 5 years and below 21 years (20%) of sum insured and children upto 5 years of age (10%) of the sum insured for Plan A only.
  8. Cover available to dependent parents on payment of additional premium.
  9. Cashless facility through Third Party Administrators (TPAs).

For further inquiry, please visit to our nearest branch.