| Benchmark
Prime Lending Rate (BPLR) (w.e.f. 01.08.2008) |
16.00% |
| |
|
| Housing
Loan to individuals (Under Fixed/ Floating Interest Rate
Scheme) (w.e.f. 01.08.2008)
|
| Rate
of Interest upto Rs. 30.00 lac |
| Repayble |
Upto
5 Years |
Above 5 Years Upto 10 Years |
Above 10 Years Upto 15 Years |
Above 15 Years Upto 20 Years |
|
Rate of Interest |
|
|
|
|
| (Fixed)
|
12.50
% |
12.75
% |
13.00
% |
13.50%
|
| (Floating)
|
11.50(
RPLR + 1.50) % |
11.75
( RPLR + 1.75) % |
12.00(
RPLR + 2.00) % |
12.50
( RPLR + 2.50) % |
| |
|
| Rate
of Interest above Rs. 30.00 lac |
| Repayble |
Upto
5 Years |
Above 5 Years Upto 10 Years |
Above 10 Years Upto 15 Years |
Above 15 Years Upto 20 Years |
|
Rate of Interest |
|
|
|
|
| (Fixed)
|
13.00
% |
13.50% |
14.00% |
14.50%
|
| (Floating)
|
12.00(
RPLR + 2.00) % |
12.50
( RPLR + 2.50) % |
13.00(
RPLR + 3.00) % |
13.50
( RPLR + 3.50) % |
| |
|
| |
|
Consumer
Loan(Personal Loan)(w.e.f. 01.08.2008)
(3% + BPLR) |
19.00
%
|
| Vehicle/Car Loan (4-Wheelers) (w.e.f. 01.08.2008)
|
|
| |
16.50 % |
| |
17.00 % |
| |
|
| Education
Loan (w.e.f. 01.08.2008)
|
16.00
% |
|
OTHER
CHARGES : |
|
| Home Loan: |
|
|
1. Processing Charges: |
|
|
(a) Loan Upto Rs. 2.00 Lacs |
0.50
% of sanctioned Loan Amount |
|
(b) Loan Over Rs. 2.00 Lacs |
1.00%
of sanctioned Loan Amount |
|
2. Foreclosure Charges |
2%
of prepaid Amount |
| Consumer Loan: |
|
| Processing
Charges: |
2.00%
of sanctioned Loan Amount |
| Foreclosure
Charges |
2%
of prepaid Amount |
| Vehicle Loan: |
|
| Processing
Charges: |
1.00%
of sanctioned Loan Amount |
| Foreclosure
Charges |
5%
of prepaid Amount |
Copyright
© 2000 The Bank Of Rajasthan Ltd.
All rights reserved.