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Any Where
Banking - opening of a new era for customers
| With
Globalisation of economy, changes in approach to business are
clearly visible. The competition is getting fierce in each walk
of life. Better services with lower cost implication are available.
Banking services are expected from banking besides expeditious
delivery of services.
Bank of Rajasthan, Keeping these objectives
in view, has planned to introduce any branch banking facility
to its customers.
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ANYWHERE Banking
A
facility provided to the customers at selected branches in various
cities. Under these services the customers can transact business
such as deposit of cheques. withdrawal of cash etc, at any of
the selected branches across the country.
- You can withdraw money at another city, from your branch,
even if you do not have an account in that city.
- You can deposits cash/cheque at a branch other than the
branch where you are having account.
- You can transfer the money from one account to another
account in a different city or same city in different branch.
- Local cheques can be deposited in the account and on the
basis of clearing the account will be credited without delay
in your account.
- You can make the payment to your creditors across the
cities in the places where this facility is available.
- You can view your account position while being away from
a city, where you are holding an account originally.
- Your passbook can be updated in any of the branch, where
any where Banking solution is implemented.
The real benefit of any branch banking is that your requirement
can be done in two ways. You can operate any account from
anywhere and as such you need not transfer any money from
any account to other account. Still for ease of operations,
standing instructions may be issued to transfer amount from
various accounts to a specific account.
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LIMITATIONS
The
account closing activites are limited to the branch. Where accounts
are opened. These activities are reserved for the originating
branch.
- The cheque book be issued only from the branch, where
you have your account and not from any branch.
- No introduction of accounts can be done by the local residents
in general. However the same may be relaxed in cases where
the accounts are to be opened by relatives or the same company.
- You can transact business at any ATMs linked to central
server.
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CHARGES
DD, MT vs. Anywhere Banking
| While
taking the DD you will have to get it made and post the same
at other destination it will take three days minimum for crediting
in your account. In addition there are chances for DD being
lost in transit, while in case of ABB, it is instantaneous. |
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