The Bank Of Rajasthan Ltd.-Together We Prosper... 

To trade and industry :
To meet different needs of the customer, the Bank provides various services (illustrative only, conditions apply).
Fund Based

  1. Overdrafts in Current Accounts (O.D.)

  2. Cash Credits (C.C.)

  3. Loans

  4. Bills purchase (BP) and Usance Bills Discounted (UBD)

  5. Packing Credit Loans (PCL)

  6. Foreign Bills purchase and Discounted (FBD/FUBD)

  7. Import/Export Loans

  8. Credit Facility to SMEs Sector

Non-Fund Based

  1. Letter of Guarantee (L.G.)

  2. Letters of Credit (L.C.)

  3. Deferred Payment Guarantees (DPG)

For further details, please contact us or any of the nearest branch.

Loans

Loans are provided against term deposits of the Bank, Govt. & stock exchange securities, and for the purchase of machinery, consumer durables, houses, vehicles etc. Loans are repayable on instalments basis.

Special schemes on attractive terms & condtions are in operation for purchase/ construction/repairs of houses to all, and vehicle loans / equipment finance to doctors and other professionals.

RATES OF INTEREST on various types of credit facilities (subject to change from time to time)
Benchmark Prime Lending Rate (BPLR) (w.e.f. 20.02.2007)

14.00%

 

Housing Loan to individuals (Under Fixed/ Floating Interest Rate Scheme) (w.e.f. 15.02.2007)

Rate of Interest upto Rs. 20.00 lac
Repayble Upto 5 Years  Above  5 Years Upto 10 Years Above  10 Years Upto 15 Years Above  15 Years Upto 20 Years
  Rate of Interest         

 

(Fixed)

11.25 % 11.50 % 11.75 % 12.25 %

(Floating)

10.25 ( RPLR + 1.50) % 10.50 ( RPLR + 1.75) %

10.75 ( RPLR + 2.00) %

 11.25 ( RPLR + 2.50) %
   
Rate of Interest above Rs. 20.00 lac
Repayble Upto 5 Years  Above  5 Years Upto 10 Years Above  10 Years Upto 15 Years Above  15 Years Upto 20 Years
  Rate of Interest         

 

(Fixed)

11.75 % 12.25 % 12.75 % 13.25 %

(Floating)

10.75 ( RPLR + 2.00) % 11.25 ( RPLR + 2.50) % 11.75 ( RPLR + 3.00) % 12.25 ( RPLR + 3.50) %
   
   
Consumer Loan (w.e.f. 01.08.2004)

 

12.00 %

 
Vehicle/Car Loan (4-Wheelers) (w.e.f. 26.06.2006)

  •   For Salaried individuals (Govt. PSU & other reputed companies) & for Doctors & other Professionals.

15.00 %

  •  For Self employed & other individuals not classified   otherwise

15.50 %
 

Education Loan (w.e.f. 01.08.2004)

11.00 %

OTHER CHARGES :

 

1. Processing Charges:

 

(a) Above Rs. 25,000 but below Rs. 1 Lac.

Rs. 200/-

(b) Rs. 1 Lac and above.

Rs. 250/- per lac & part thereof

2. Upfront Fee: @ 0.50% on term loans.

 

3 Commitment Charges: 1% p.a. on unutilized portion of the limit.

4. Foreclosure Charges: 2% p.a. on the prepaid amount for remaining period.

 


For detailed information on various credit services, contact our nearest branch.

 

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